MOST POPULAR High Interest Checking Overview Potential to earn dividends as high as 2.00% APY on balances up to $20,0001 Unlimited transactions Debit card Elements Visa® debit card offers control, security, and convenience of paying at retailers with a tap, a swipe, or a chip View Rates A Good Option If: You want the flexibility of a traditional checking account while you earn dividends You maintain a high average daily balance Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card) Read More Apply Now Or Call 1- Continue Application Compare High Interest Checking Dividend Rate APY Balance up to $20,000 1.98% 2.00% Portion of Balance > $20,000 0.10% 0.10% Non-Qualifying Rate 0.05% 0.05% High Interest Checking Account Annual Percentage Yield (APY) effective as of December 1, 2021, is variable and may change after account is opened without notice. The APY is 2.00% on balances up to $20,000 and 0.10% on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings.
Basic Checking Overview No minimum balance Unlimited transactions Elements Visa® debit card offers control, security, and convenience of paying at retailers with a tap, a swipe, or a chip A Good Option If: You use direct deposit, are 50 or older, or under age 25—no monthly fee! You don't want to have to maintain a minimum balance Trade-off: Account earns no interest Read More Apply Now Or Call 1- Continue Application Compare
Student Edge Checking Overview For students ages 15 to 24 No minimum balance No overdraft fees Unlimited transactions Elements Visa® debit card offers control, security, and convenience of paying at retailers with a tap, a swipe, or a chip A Good Option If: You are a student that wants the flexibility of no minimum balance with the security of no overdraft fees You want to teach your child how to manage their money Read More Apply Now Or Call 1- Continue Application Compare
