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氦储蓄

提升你的储蓄.

开一个户头

Or call 1-

氦储蓄 Dividend Rate  APY 
$100 - $2,499 0.00% 0.00%
$2,500 - $9,999 0.39% 0.40%
10000美元以上 0.39% 0.40%

氦储蓄 年度百分比 Yield (APY) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $2,500 required to earn dividends. 费用可能会减少收入.

氦储蓄

更大的余额继续扩大的地方.

KEY FEATURES

  • 无每月维护费
  • Maintain a minimum average daily balance of $2,500 to earn dividends
  • 简单,单层率

开一个户头

可能是一个好的选择,如果

  • You plan to maintain a daily balance of $2,500 or higher

与其他储蓄账户相比

What are the advantages of a 氦储蓄账户?

简单的单层股息率

氦储蓄 can be a good choice if you plan to maintain a daily balance of $2,500 or higher. 该帐户有一个简单, 单层税率结构, which means it offers the same dividend rate for all average daily balances over $2,500.

No Fees

氦储蓄 also has no fees, so you maintain both your account balance and the interest you earn. There’s no fee for keeping the money in the account or withdrawing it, as needed.

随着氦储蓄,你还会享受:

  • 无每月维护费
  • Option to request an Elements ATM card to use at more than 78,000 surcharge-free ATMs worldwide
  • 共享分支访问超过5000 branches nationwide
  • 能够管理您的帐户 哪个赌钱app比较好或手机应用 从任何设备
  • Convenience of direct deposit of your payroll or federal benefits

与其他储蓄账户相比 开一个户头

How does 氦储蓄 compare to other savings options?

Compare 氦储蓄 to our other options below.

  氦储蓄 成员储蓄 隐匿处储蓄 Certificates
Key Benefits

No fees

无每月维护费

无每月维护费

没有最低余额

比一般的储蓄账户利率高

一个好的选择,如果你

Plan to maintain a $2,500 daily balance to earn dividends

想要建立你的元素成员

Plan to maintain less than $2,500 daily balance

就像“眼不见,心不烦”

Want to stash some cash away for a special goal

想要一个更可预测的储蓄余额

想要多样化你的投资

APY Up to 0.40%1 0.10% - 0.20%2 0.10% - 0.20%3 0.200% - 0.700%
税率结构 简单,单层率 Tiered interest rates that increase as your account balance grows Tiered interest rates that increase as your account balance grows Tiered interest rates that increase with the length of the Certificate term
赚取股息的最低余额 $2,500 $100 $100
无每月维护费
开户最小余额 $5
可用的术语 6个月到10年
可用的数量 1000美元或以上(18岁以下500美元或以上)
无每月非活动费用
每月不限交易次数

我能指望多少费用呢?

没有维修费用

The 氦储蓄账户 has NO monthly service fee. 

活动费用的关系

There is a $5/month fee assessed if your checking and savings accounts have had no activity for at least 12 months; you have no other active deposit, loan or credit card product with Elements; and deposit balances total $1,000 or less. It is collected from the first checking or savings account that has sufficient funds to satisfy the fee, starting with checking and then moving to savings until the full fee is collected.

元素哪个赌钱app比较好容易使用吗?

Yes! It’s easy to do your banking and budgeting with Elements — no matter where you are. Our goal with 哪个赌钱app比较好 is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

With Elements 哪个赌钱app比较好 and our Mobile App, you can:

  • Check your balances, 支付贷款, and transfer money between accounts
  • Deposit checks using your phone or computer camera
  • 在线查看检查图像
  • 365年7月24日在线支付你的账单
  • Review your account history with a 14-month electronic archive of statements
  • Locate 分支机构和自动取款机s near you
  • See your SavvyMoney credit score with any checking account or loan
  • 方便地支付给朋友和家人 Pay a Friend 从元素,加上其他 电子钱包的选择
  • And more

了解更多关于哪个赌钱app比较好的信息 & Mobile App

Why should I choose Elements for my savings account?

就像银行,只是更好!

Better Rates. Fewer Fees.

因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄利率和更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves in being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in Indianapolis since 1930, we rank among the top 3% of credit unions nationally4. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

High Tech. Human Touch.

Our technology makes banking with Elements easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

Get Started

我要怎样开户?

开始就像1-2-3一样简单!

  1. 网上开户 - 网上开户 in as little as 10 minutes. Or call 1- 开始. Have your government-issued ID (driver’s license, state ID, or passport) and your Social Security number ready.
  2. Check your email - You will receive an email within one business day to notify you of account approval. That’s it! Your 氦储蓄账户 is now open.
  3. 注册哪个赌钱app比较好 -轻松检查您的余额, 支付贷款, pay bills and transfer money between accounts from your smartphone, tablet, 笔记本或桌面. 了解更多关于哪个赌钱app比较好的信息.

开一个户头

I was looking for a savings account with a higher-than-usual rate and I discovered Elements after seeing their ads at an Indians game. I moved a significant amount of my savings into the Helium account and it's been a great experience.

- Blake Z. |自2017年成为会员

我应该存多少钱才能达到我的目标?

储蓄计算器

Results

  1. 1 氦储蓄 年度百分比 Yield (APY) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $2,500 required to earn dividends. 费用可能会减少收入.
  2. 2 成员储蓄 年度百分比 Yield (APY) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $100 required to earn dividends. 费用可能会减少收入. 无每月维护费. $5 required minimum balance to open the account.
  3. 3 隐匿处储蓄 年度百分比 Yield (APY) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $100 required to earn dividends. 费用可能会减少收入. 无每月维护费. 没有最低余额要求. 
  4. 4 基于截至2020年1月31日的资产规模
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