Most Popular Fixed-Rate Mortgage Overview 利率和还款在贷款期间保持不变 Available in terms of 5, 7, 10, 15, 20, and 30 years Down payments as low as 20% of purchase price View Rates A Good Option If: You want predictable monthly payments that will not change You plan to stay in your home for several years 权衡:利率通常高于可调利率抵押贷款 Read More Get Preapproved Apply Now Or Call 1- Continue Existing Application Compare Fixed-Rate Mortgage Interest Rate APR Points Monthly Payment Loan Term (Months) Purchase Rates 30-Year Fixed 3.000% 3.079% 0.0 $632.00 360 20-Year Fixed 2.875% 2.987% 0.0 $823.00 240 15-Year Fixed 2.500% 2.644% 0.0 $1,000.00 180 See All Rates Refinance Rates 30-Year Fixed 3.000% 3.079% 0.0 $632.00 360 20-Year Fixed 2.875% 2.987% 0.0 $823.00 240 15-Year Fixed 2.500% 2.644% 0.0 $1,000.00 180 See All Rates Fixed Rates effective as of December 17, 2021. N注:这里显示的利率和年利率(apr)适用于信用评分为740或更高、贷款价值比(LTV)为60%的借款人，这些利率和年利率是基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电查询利率资料的按揭产品与条款以外列出.
Adjustable Rate Mortgage (ARM) Overview 利率和支付在一段时间内是固定的，然后再调整 Available in 3/6, 5/6, and 7/6 ARM terms with 30-year amortization terms, as well as 5/5 30-year and 5/5 15-year terms 一些选项提供高达90%的融资，而且没有私人抵押贷款保险(PMI) Low fees and closing costs View Rates A Good Option If: You want lower payments at the start of the loan You are planning to own your home for a short period of time Possibility of lower rates in the future Trade-off: After the set rate period is over, the interest rate can increase depending on market conditions Read More Get Preapproved Apply Now Or Call 1- Continue Existing Application Compare Adjustable Rate Mortgage (ARM) Interest Rate APR Points Initial Monthly Payment Maximum Monthly Payment Purchase Rates 5/5 ARM 30 Year 2.375% 2.865% 0.0 Months 1-60 $583.00 Months 61-360 $929.00 7/6 ARM 30 Year 2.375% 2.851% – Months 1-84 $593.00 Months 85-360 $946.00 Refinance Rates 5/5 ARM 30 Year 2.375% 2.865% 0.0 Months 1-60 $583.00 Months 61-360 $929.00 7/6 ARM 30 Year 2.375% 2.851% – Months 1-84 $593.00 Months 85-360 $946.00 Adjustable Rates effective as of December 17, 2021. 请注意，这里显示的利率和年利率(apr)适用于信用评分为740或更高、贷款价值比(LTV)为60%的借款人，这些利率和年利率是基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电有关价格信息的ARM产品与条款以外列出. The 5/5 ARM product listed above 是一种30年的贷款，最初5年的利率是固定的(60次还款). After the initial five-year period, it is possible that the interest rate, APR, 并且付款可能在贷款的剩余期限内大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次，直到第15年，利率可以根据5年期国债的平均收益率每年增加或减少, plus our margin (2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以付款61-360的估计月付款是基于当前的指数加上保证金(完全指数化率). The 7/6 ARM product listed above 是一种30年的贷款，最初7年的利率是固定的(还款84次). After the initial seven-year period, it is possible that the interest rate, APR, 并且付款可能在贷款的剩余期限内大幅增加. After the initial seven-year period, 你的利率可以根据一年期美国银行间平均利率每年增加或减少.S. 美元计价存款在30天SOFR收益率加上我们的保证金(3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，因此85-360付款的估计月付款是基于当前的指数加上保证金(完全指数化率).
First-Time Homebuyer Program Overview No Private Mortgage Insurance (PMI) required Down payments as low as 5% of purchase price Single-family loans up to $350,000 Fixed- and Adjustable-Rate options View Rates A Good Option If: You do not have a substantial down payment saved You want to avoid the extra cost of PMI 你将受益于额外的帮助和建议，整个抵押过程 权衡:利率可以略高于传统的固定利率和可调利率选项 Read More Apply Now Or Call 1- Continue Existing Application Compare Fixed Rates Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 3.375% 3.426% 0.0 $1,050.00 360 20-Year Fixed 3.125% 3.196% 0.0 $1,332.00 240 15-Year Fixed 2.750% 2.841% 0.0 $1,612.00 180 Adjustable Rates Interest Rate APR Points Initial Monthly Payment Maximum Monthly Payment 5/5 ARM 30 2.750% 3.252% 0.0 Months 1-60 $970.00 Months 61-360 $1,450.00 7/6 ARM 30 2.750% 3.221% – Months 1-84 $970.00 Months 85-360 $1,519.00 First Time Homebuyer Rates effective as of December 17, 2021. 请注意，这里显示的利率和年度百分比利率(apr)适用于信用评分为740或更高、贷款价值比(LTV)为95%的借款人，这些利率和年度百分比利率是基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on purchase price of $250,000, FICO® score of 740 or greater, 5% or more down payment, and loan amount of $237,500; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电查询利率资料的按揭产品与条款以外列出. The 5/5 ARM product listed above 是一种30年的贷款，最初5年的利率是固定的(60次还款). After the initial five-year period, it is possible that the interest rate, APR, 并且付款可能在贷款的剩余期限内大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次，直到第15年，利率可以根据5年期国债的平均收益率每年增加或减少, plus our margin (2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以付款61-360的估计月付款是基于当前的指数加上保证金(完全指数化率). The 7/6 ARM product listed above 是一种30年的贷款，最初7年的利率是固定的(还款84次). After the initial seven-year period, it is possible that the interest rate, APR, 并且付款可能在贷款的剩余期限内大幅增加. After the initial seven-year period, 你的利率可以根据一年期美国银行间平均利率每年增加或减少.S. 美元计价存款在30天SOFR收益率加上我们的保证金(3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，因此85-360付款的估计月付款是基于当前的指数加上保证金(完全指数化率).
Refinance Your Mortgage Overview Pay off your existing mortgage and replace it with a new one, usually to secure a better interest rate or term Refinance to fixed-rate mortgages or adjustable-rate loans Low fees and closing costs View Rates A Good Option If: 你想通过减少每月的抵押贷款支付来节省一些预算 You want to shorten the term of your mortgage 权衡:最低的利率通常包含一些费用和交易成本 Read More Apply Now Or Call 1- Continue Existing Application Compare Fixed Rates Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 3.000% 3.079% 0.0 $632.00 360 20-Year Fixed 2.875% 2.987% 0.0 $823.00 240 15-Year Fixed 2.500% 2.644% 0.0 $1,000.00 180 See All Rates Adjustable Rates Interest Rate APR Points Initial Monthly Payment Maximum Monthly Payment 5/5 ARM 30 Year 2.375% 2.865% 0.0 Months 1-60 $583.00 Months 61-360 $929.00 7/6 ARM 30 Year 2.375% 2.851% – Months 1-84 $593.00 Months 85-360 $946.00 FHA Rates Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 2.875% 3.909% 0.0 $1,018.00 360 15-Year Fixed 2.750% 3.788% 0.0 $1,666.00 180 VA Rates Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 3.125% 3.324% 0.0 $1,096.00 360 15-Year Fixed 2.750% 3.111% 0.0 $1,736.00 180 Fixed Rates effective as of December 17, 2021. N注:这里显示的利率和年利率(apr)适用于信用评分为740或更高、贷款价值比(LTV)为60%的借款人，这些利率和年利率是基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电查询利率资料的按揭产品与条款以外列出. Adjustable Rates effective as of December 17, 2021. 请注意，这里显示的利率和年利率(apr)适用于信用评分为740或更高、贷款价值比(LTV)为60%的借款人，这些利率和年利率是基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电有关价格信息的ARM产品与条款以外列出. The 5/5 ARM product listed above 是一种30年的贷款，最初5年的利率是固定的(60次还款). After the initial five-year period, it is possible that the interest rate, APR, 并且付款可能在贷款的剩余期限内大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次，直到第15年，利率可以根据5年期国债的平均收益率每年增加或减少, plus our margin (2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以付款61-360的估计月付款是基于当前的指数加上保证金(完全指数化率). The 7/6 ARM product listed above 是一种30年的贷款，最初7年的利率是固定的(还款84次). After the initial seven-year period, it is possible that the interest rate, APR, 并且付款可能在贷款的剩余期限内大幅增加. After the initial seven-year period, 你的利率可以根据一年期美国银行间平均利率每年增加或减少.S. 美元计价存款在30天SOFR收益率加上我们的保证金(3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，因此85-360付款的估计月付款是基于当前的指数加上保证金(完全指数化率). FHA Mortgage Rates effective as of December 17, 2021. 请注意，这里显示的利率和年度百分比利率(apr)适用于信用评分为740或更高和96的借款人.5%的贷款价值比(LTV)，并基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于250,000美元的购买价格的月度付款，FICO®评分740或更高，和3.5% or more down payment, and loan amount of $241,250; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. VA Mortgage Rates effective as of December 17, 2021. 请注意，这里显示的利率和年度百分比利率(apr)适用于信用评分为740或更高、100%贷款价值比(LTV)的借款人，并且是基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 示例每月付款基于购买和贷款金额$250,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
Jumbo Mortgage Overview 当抵押贷款金额超过房利美和房地美设定的贷款服务限制时提供的贷款 可提供多种形式的贷款，包括固定利率和可调利率贷款 Covers purchase and refinance amounts up to $2 million No PMI required A Good Option If: 你希望避免两次或两次以上的贷款来资助购房 权衡:利率可以略高于传统住房贷款和信贷要求严格 Read More Apply Now Or Call 1- Continue Existing Application Compare
Single-Close Construction Loan Overview As low as 10% down payment 类似于标准的购买或再融资，除了它涉及确定未来价值. 一旦房子建成，贷款就会转为永久融资——利率相同 12个月的建设条款，90% LTV最高可达75万美元，85% LTV最高可达125万美元 A Good Option If: You like one-stop shopping and want one closing You want to pay interest only during construction Lot equity may be credited toward your down payment Indiana and Owner-Occupancy only No PMI Required Read More Get Preapproved Apply Now Or Call 1- Compare
Land Loan Overview Finance unimproved land for building your primary residence Finance up to 80% of the lot value up to $250,000 maximum 1-year maximum term A Good Option If: 你正在建造一个新房子，需要为它将在的土地融资 Trade-off: Requires 20% or higher down payment Read More Call to Apply1- Compare
FHA Loan Overview Government-backed loan Fixed-rate loan View Rates A Good Option If: 如果你的信用不太好，没有足够的钱支付5-20%的首付 权衡:利率通常略高于传统贷款 Read More Apply Now Or Call 1- Continue Existing Application Compare FHA Loan Interest Rate APR Points Monthly Payment Loan Term (Months) Purchase Rates 30-Year Fixed 2.875% 3.909% 0.0 $1,018.00 360 15-Year Fixed 2.750% 3.788% 0.0 $1,666.00 180 Refinance Rates 30-Year Fixed 2.875% 3.909% 0.0 $1,018.00 360 15-Year Fixed 2.750% 3.788% 0.0 $1,666.00 180 FHA Mortgage Rates effective as of December 17, 2021. 请注意，这里显示的利率和年度百分比利率(apr)适用于信用评分为740或更高和96的借款人.5%的贷款价值比(LTV)，并基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于250,000美元的购买价格的月度付款，FICO®评分740或更高，和3.5% or more down payment, and loan amount of $241,250; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
VA Loan Overview Mortgage guaranteed by the U.S. Department of Veterans Affairs (VA) 美国退伍军人、现役军人、预备役军人和未亡配偶 No down payment or PMI required View Rates A Good Option If: You are serving or have served in the U.S. 想利用没有首付的抵押贷款 Read More Apply Now Or Call 1- Continue Existing Application Compare VA Loan Interest Rate APR Points Monthly Payment Loan Term (Months) Purchase Rates 30-Year Fixed 3.125% 3.324% 0.0 $1,096.00 360 15-Year Fixed 2.750% 3.111% 0.0 $1,736.00 180 Refinance Rates 30-Year Fixed 3.125% 3.324% 0.0 $1,096.00 360 15-Year Fixed 2.750% 3.111% 0.0 $1,736.00 180 VA Mortgage Rates effective as of December 17, 2021. 请注意，这里显示的利率和年度百分比利率(apr)适用于信用评分为740或更高、100%贷款价值比(LTV)的借款人，并且是基于印第安纳州以财产担保的贷款. 根据您的信用评分，您可获得的实际利率和apr可能有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 示例每月付款基于购买和贷款金额$250,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
USDA Loan Overview Mortgage offered to rural property owners by the U.S. Department of Agriculture 不需要首付-你可以融资高达物业价值的100% A Good Option If: 你正在购买农村地区的房产(根据美国农业部的定义) You meet the income restrictions for your County Read More Apply Now Or Call 1- Continue Existing Application Compare
