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学生贷款再融资

再融资并赚取 $250 现金红利2 3个月免息3

我可以存多少钱? 再融资我的学生贷款

或打电话 1-

学生贷款再融资

控制你的学生贷款偿还.

关键特性

  • Offered in Partnership with Credit Union 学生 ChoiceRefinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan
  • 再融资高达12.5万美元,一次方便支付
  • 可能降低你的费率1
  • Co-borrower not required, yet qualified co-borrower could result in lower interest rate
  • Co-borrower release with 48 months of consecutive monthly on-time payments
  • 25% rate discount during repayment for automated electronic payments

固定利率再融资

  • Get a fixed monthly payment with a rate that doesn't change over time.
  • 还款期限为5年、10年和15年

可变利率再融资

  • As rates rise and fall according to the market index, your monthly payment may change over time.
  • 还款期限为5年、10年和15年

马上申请

特别优惠的 好的赌博软件推荐标志

再融资并赚取 $250 现金红利2 3个月免息3
学生贷款

我应该为我的学生贷款再融资吗?

利率处于历史低点, refinancing your student loans could help you pay your loans off sooner or save on your monthly payment. But we know that everyone’s student loan situation is unique, 找出从哪里开始可能会很困难. 看看我们 指导进行再融资 或咨询我们的 大学辅导员 来确定这对你来说是否有意义.

开始

我要问谁呢?

你可以跟我们谈谈! Look to us for answers to your questions about student loans.

Set up a complimentary one-on-one appointment with a 学生 Lending Expert.

  • Explore options and identify differences between federal and private student loans
  • 讨论本科学位的选择
  • Discuss options for graduate students seeking a business degree
  • Get assistance completing your student loan application

安排一次与学生贷款顾问的会面

Does 元素 offer first-time, traditional student loans (not refinance)?

No. Even though you will apply for these loans through your school, we are still here to answer your questions at the 学生 Loan Hotline: 1- 或通过 电子邮件.

我们提供本科生私人学生贷款. 这是私人教育的信用额度, fills the gap when you've exhausted all other lower-cost sources of aid.

  • For students attending most four-year public and private nonprofit schools
  • Covers cost of attendance: tuition, fees, books, room and board, other related expenses
  • School-certified, convenient line of credit allows for one application and multiple draw requests
  • Flexible repayment options during school and after graduation, including the option to defer payment while still a student

更多的细节 电子邮件我们

Why should I go to 元素 to refinance my 学生 Loan?

就像银行,只是更好!

更好的利率. 更少的费用.

因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄利率和更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves in being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with 1-on-1 assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally4. 我们为所有50个州和50多个国家的会员服务. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

高科技. 人类接触.

我们的技术使银行与元素容易. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

我如何再融资?

再融资的4个步骤

  • 一天1 - 初始再融资申请已启动 - 你可以在网上申请,只需20分钟. 随时在线提交申请或致电 1- 一天24小时,一周7天,开始吧. 一定要 手边有一些信息 为了顺利应用.
  • 第2-16天-文件提交和验证- You may need to submit additional documentation for the verification process.
  • 第17-31天-贷款处理和最终确定 -一旦你到达这一点, your loan has been approved and we are waiting for any additional documents or payoff information.
  • Days 32-42 — Loan Disbursement to Your Original Lenders — Once the payoff has been verified by your original lender, we will complete a few final checks and then remit payment on your behalf per the details of your new refinance loan.

开始

帮助和容易申请学生贷款产品. 元素 loan counselors are top notch at communicating and assisting with each step of the process.

——保罗H. |自2021年起成为会员
  1. 1 Subject to credit qualification and additional criteria, 包括从认可的学校毕业.
  2. 2 学生贷款再融资$250现金存款提供 — Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $250. To qualify, the completed loan application must be received between 11/19/21 and 12/31/21. The cash deposit will be awarded in the form of a deposit to your 元素 checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be an 元素 member in good standing at the time of deposit. 每名借款人最多可获得一笔现金奖励. 接收方负责任何适用的联邦, 状态, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences. The credit union reserves the right to modify the terms of these offers at any point in the future for new applications.
  3. 3 学生贷款再融资 Three Month No Payment Promotion — To qualify, the loan application must be started between 11/19/21 and 02/19/22. 在支付你的再融资贷款, 不需要付款, and no interest will accrue during a three-month promotional period. 在三个月的促销期之后, the loan will fully amortize and monthly principal and interest payments will begin. 并不是所有的贷款条款都符合此推广条件.
  4. 4 基于截至2021年1月31日的资产规模
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