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青年储蓄: The Grow Account

Teaching your kids how to 保存 and manage money, while boosting their future.

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青年储蓄 股息 率  年 
100美元以上 0.25% 0.25%

The Grow Account 年度百分比 收益率 (年) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $100 required to earn dividends. If you maintain a minimum average daily balance (ADB) of $500 for a quarter, you will receive a bonus dividend, paid at the end of the quarter. The bonus dividend will be equal to the cumulative dividends paid during that quarter. The ADB is calculated by adding the full amount of the principal in the account each day for the period and dividing the figure by the number of days in the period. Fees may reduce earnings. For opening the Grow Account, the age restriction is under 18 years old.

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青年储蓄: The Grow Account

Laying the foundation for lifelong financial wellness.

关键特性

  • Special account just for children under age 18
  • No monthly maintenance or inactive fees
  • Maintain a minimum average daily balance of $100 to earn dividends
  • Average daily balance of $500 and above per quarter receives a quarterly bonus dividend

Download a Membership Application to 开始

可能是好的选择，如果

  • You are setting up an account for a child under age 18
  • You want to teach your kids how to 保存 and manage money

Compare to Other 储蓄 Accounts

What are the advantages of a Grow Account?

自己的钱

It’s never too soon to begin teaching your children about handling money responsibly. Opening a savings account in their name is a great way to start. They can put their hard-earned allowance in there or perhaps part of their birthday gifts from relatives. Then they can see how they earn a bonus dividend by keeping their money in the account. And they will also have the thrill of watching their balance grow to the amount needed for a special purchase they have in mind. You can also request an ATM card so they can learn how to responsibly use that to access their funds.

获得分红

A Grow Account requires a minimum balance of just $100 to earn dividends. +, if you maintain an average daily balance of at least $500 per quarter, you will receive a quarterly bonus deposited directly into your Grow Account.

With the Grow Account, you'll also enjoy:
  • No monthly maintenance fee
  • 没有活动的费用
  • 一个简单的, single-tiered rate structure, which means it offers the same dividend rate for any average daily balance
  • Option to request an 元素 ATM card to use at more than 78,000 surcharge-free 自动取款机 在世界范围内
  • Shared branch access at more than 5,000 分支机构 在全国范围内
  • Ability to manage your account in 哪个赌钱app比较好 or the 手机应用程序 从任何设备

Download a Membership Application to 开始

How does a Grow Account compare to other savings options?

As its name suggests, 青年储蓄: The Grow Account is just for members under age 18. See below for other differences among our savings options.

  青年储蓄: The Grow Account 成员储蓄 氦储蓄 隐匿处储蓄
  开一个户头 开一个户头 开一个户头 开一个户头
关键好处

No monthly maintenance or inactive fees

Potential to earn bonus dividends

No monthly maintenance fee

没有费用

No monthly maintenance fee

没有最低余额
一个好的选择，如果你

Are setting up an account for a child under age 18

Want to teach your kids how to 保存 and manage money

Want to establish your 元素 membership

Plan to maintain less than $2,500 daily balance

Plan to maintain a $2,500 daily balance to earn dividends

Like the idea of out of sight, out of mind

Want to stash some cash away for a special goal
年 0.25%1 0.10% - 0.20%2 到0.40%3 0.10% - 0.20%4
税率结构 Average daily balance of $500 and above per quarter receives a quarterly bonus Tiered interest rates that increase as your account balance grows Simple, single-tiered rates Tiered interest rates that increase as your account balance grows
Minimum Balance to 获得分红 $100 $100 $2,500 $100
No Monthly Maintenance Fee
开户最小余额 — $5 — —
可用的术语 — — — —
可用的数量 — — — —
无每月非活动费用 — — —
Unlimited Transactions Per Month Allowed —
  开一个户头 开一个户头 开一个户头 开一个户头

我能指望多少费用呢?

No Maintenance or Inactive Fees

There are no monthly maintenance fees or inactive fees on a Grow Account; however, it can fall dormant after three years of no activity. 请参阅我们的 费用表 for details about fees on savings products.

Can a Grow Account be the primary membership savings account for members under 18?

是的, the Grow Account is intended to take the place of the 成员储蓄 Account for members under 18 (having a savings account with us is the part that makes your membership in the credit union official). When it is the primary account for credit union membership, the account will receive $5 from 好的赌博软件推荐.

What happens when the account holder passes age 18?

As mentioned above, to open an account, the youth must be under 18. When the child named on the account turns 25, funds in the Grow Account will automatically transfer to a 成员储蓄 Account at the 成员储蓄 Account rates and terms.

Is 元素 哪个赌钱app比较好 easy to use?

是的! It’s easy to do your banking and budgeting with 元素 — no matter where you are. Our goal with 哪个赌钱app比较好 is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

With 元素 哪个赌钱app比较好 and our 手机应用程序, you can:
  • Check your balances, make loan payments, and transfer money between accounts
  • Deposit checks using your phone or computer camera
  • View check images online
  • Pay your bills online 24/7/365
  • Review your account history with a 14-month electronic archive of statements
  • 定位 分支机构和自动取款机s 你附近
  • See your SavvyMoney credit score with any checking account or loan
  • Pay friends and family conveniently with 支付一个朋友 from 元素, plus other 电子钱包的选择
  • 和更多的

了解更多 about 哪个赌钱app比较好 & 手机应用程序

Why should I choose 元素 for my savings account?

Like a Bank, Only Better!

更好的利率. 更少的费用.

Because we’re a credit union, we return profits to members in the form of reduced fees, higher savings rates and lower loan rates.

可信的建议. 新鲜的方法.

We pride ourselves in being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally5. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared 分支机构 在全国范围内 and 78,000+ surcharge-free 自动取款机 globally.

高科技. 人类接触.

Our technology makes banking with 元素 easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

How do I open an account?

完整的 & 把这些PDF表格发给我们

We regret that federal banking guidelines for minors prevent students under age 18 from opening a 青年储蓄 Account online. To open a 青年储蓄: Grow Account for your child, complete these forms:

Return these forms to an 元素 位置 或电邮至 customerservice@mwinata.com. If you need help filling out the forms, please call us at 1-.

哪个赌钱app比较好 & 手机应用程序

Once your 青年储蓄 Account is open, you can enroll in 哪个赌钱app比较好. 哪个赌钱app比较好 allows you to easily check your balances, 存款支票, and transfer money between accounts from your smartphone, 平板电脑, 笔记本或桌面. Learn more about 哪个赌钱app比较好.

Download Membership Application Download 会员附录

I started saving for my daughter with a 青年储蓄 account from 元素 back in 2009. Now, we are about to use some of the money to pay for her first year of college!

——凯蒂·H. |自2006年成为会员

How Much Should I Save to Reach My Goal?

储蓄计算器

结果

Each year, you will need to 保存 ____美元

值得信赖的储蓄的建议. 新鲜的方法.

储蓄的建议

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成员也认为:

相关产品
其他储蓄的选择
  1. 1 The Grow Account 年度百分比 收益率 (年) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $100 required to earn dividends. If you maintain a minimum average daily balance (ADB) of $500 for a quarter, you will receive a bonus dividend, paid at the end of the quarter. The bonus dividend will be equal to the cumulative dividends paid during that quarter. The ADB is calculated by adding the full amount of the principal in the account each day for the period and dividing the figure by the number of days in the period. Fees may reduce earnings. For opening the Grow Account, the age restriction is under 18 years old.
  2. 2 成员储蓄 年度百分比 收益率 (年) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $100 required to earn dividends. Fees may reduce earnings. No monthly maintenance fee. $5 required minimum balance to open the account.
  3. 3 氦储蓄 年度百分比 收益率 (年) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $2,500 required to earn dividends. Fees may reduce earnings.
  4. 4 隐匿处储蓄 年度百分比 收益率 (年) effective as of December 1, 2021, and may change after account opening without notice. Average daily balance of $100 required to earn dividends. Fees may reduce earnings. No monthly maintenance fee. 没有最低余额 requirements apply. 
  5. 5 Based on asset size as of 1/31/2020
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