EZ Line of Credit 概述 Easy access to funds when you need them Credit lines from $500 to $2,500 6-12 month repayment term Can be used as overdraft protection on your 元素 checking account 认为利率 A Good Option If: You need to cover unexpected expenses, like car or home repairs or medical bills You want a revolving credit line that allows funds to be borrowed, repaid and borrowed again Trade-off: 感兴趣 rate is generally higher than a loan secured with collateral 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较 EZ Line of Credit 感兴趣 率 4月 EZ Line of Credit 11.74% 11.74% 利率 effective as of December 1, 2021, and subject to change without notice. Each individual's Annual Percentage 率 (4月) is determined by the applicant's credit history. Not all applicants will qualify for our displayed lowest rates. Subject to credit approval.
Unsecured Signature Loan 概述 Not tied to collateral Borrow up to $25,000 Fixed payment each month instead of revolving line like a credit card No pre-penalty payments 认为利率 A Good Option If: You want a convenient way to purchase a large-ticket item you can’t buy with a credit card You want to consolidate loans or pay off your credit cards Trade-off: 感兴趣 rate is generally higher than a loan secured with collateral and borrower usually must have a high credit rating 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较 Unsecured Signature Loan 感兴趣 率 4月 Unsecured Signature Loan 9.49% 9.49% 利率 effective as of December 1, 2021, and subject to change without notice. Each individual's Annual Percentage 率 (4月) is determined by the applicant's credit history. Not all applicants will qualify for our displayed lowest rates. Subject to credit approval.
证书 Loan 概述 Uses your 元素 证书 as collateral Borrow up to the full amount of your 元素 certificate at 2% above your current savings rate Lower interest rate than many other conventional loans No fees or 证书 early withdrawal penalties A Good Option If: You already have an 元素 证书 You want to establish credit, allowing for future credit opportunities You prefer a fixed monthly payment Trade-off: 证书 can not be redeemed until loan is paid off 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较
采用贷款 概述 Tailored to each adoptive family’s specific needs Range of $5,000-$25,000 Allows for extended draw period of 24 months You can take multiple draws when funds are needed Once the draw period is over, you can enjoy lower monthly payments as part of a fixed installment loan for up to 8 years A GOOD OPTION IF You don't want to drain savings or incurring credit card debt to pay adoption fees and related costs 阅读更多 Request Information 或打电话 1- 比较
